Family income benefit

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Family income benefit is all about being prepared, meaning if anything did happen to you or your family that would mean a loss of income, this cover will allow you to focus on the what’s important, instead of worrying about finances.

With Family income benefit, Every family is different and the family income benefit cover you need will be truly unique to you, that’s where we come in, we take the time to get to know you and your family, and exactly what protection means to you, then we use our market knowledge to find the most appropriate and cost effective cover you.

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How it Works…

The regular payout from a Family Income Benefit policy lasts only as long as the policy runs. Once the term ends, cover and any payments cease. So if you take out a 20-year policy and die five years into it, your family will receive regular income for the remaining 15 years. If you were to die 16 years into the  Family income benefit policy, it will pay out for the remaining four years.

This is different from other policies, which give a lump sum if you die within the term. The most common is level term life insurance, where a lump sum is paid on death. This amount is the same whether death comes at the beginning or end of the policy.


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