Remortgage | Specialist Remortgage Advice | Fosters Financial


Helping you access the best remortgage deals

Get a quote
Remortgage advice

When you remortgage you change the current mortgage on your home by either taking out a new deal with your existing mortgage lender or switching to a new lender.

If you decide to move to a new lender before the end of your agreed mortgage term, you may have to pay a fee for doing so. But, with interest rates at record lows, there could not be a better time to remortgage and our expert advisors can help you discover whether switching to a new mortgage lender would be the best option for you.

Read More

Remortgage to release equity

If you are looking to remortgage for home improvements or are struggling to keep up with your monthly repayments and want to pay off your debts, you may be able to access the equity in your property.

Remortgaging to release equity is not the same as equity release, as you will need to get a larger mortgage. But, it can often be the cheapest way to raise funds and our experts can help you decide if it is the right decision for you.

Get a better rate

As the best mortgage deals only last for a fixed period of time, it is important to secure a new deal before it expires to avoid being put on your mortgage provider’s Standard Variable Rate (SVR), which will likely be much higher.

Remortgaging can help you to save a lot of money over time and as whole of market mortgage brokers, we will ensure that you get the best deal available for your needs.

Make overpayments

If you have inherited a large sum of money or have recently received a pay rise at work and want to make regular overpayments, remortgaging could help you to reduce the size of the loan and get a much better rate.

Our brokers can help you check whether there are any fees you will need to pay, and compare those to any potential savings you could make, before you decide to switch.

Remortgage with bad credit

If your current mortgage deal is coming to an end or you need to raise some cash and have had missed or late payments, defaults or CCJs, you may find that your mortgage options are limited. But, it is certainly possible with our help!

As bad credit remortgage brokers, we have access to specialist mortgage lenders who cannot be found on the high street or comparison sites, and will gladly consider your application. As lenders will see you as a risk, you may have to pay a slightly higher interest rate initially. But, if you keep up with your repayments, you should be able to remortgage to a lower rate.

Need advice?

No matter your reasons for remortgaging, we are here to help. Unlike the high street banks, we will take the time to understand your personal circumstances and search the whole of the market to find the best remortgage deals.

When you are happy to apply for your new mortgage, we will also manage the entire process for you; handling all the necessary paperwork and liaising with all the relevant parties, to remove the stress and hassle from you.

Ready to discuss your options? Speak to one of our friendly advisors or arrange a callback at a time to suit you!

4 steps to mortgage success



Speak to one of our expert mortgage advisors


Get the best mortgage deal for your needs


Leave us to do all the hard work for you


Reap the benefits of your new mortgage!

What our customers say

  • Excellent customer service. Always there to help and easy to get hold of.

  • Very friendly service that explained all at every step and was always quick to respond to any questions that we had.

  • Excellent service. Everyone we dealt with for our mortgage was very professional, super efficient and friendly

  • From start to finish I was always kept up to date with the progress. The team are excellent and very friendly.

  • We have used Fosters Financial for two mortgages now and each time they were very helpful and professional.


How much can I borrow?

Subject to status and lending criteria

If your applying on your own, leave the Applicant 2’s income blank


You could borrow up to


How much deposit do I need?

Based on a minimum 5% deposit


Deposit Required


How much will it cost me each month?


Exact borrowing amount will depend on your circumstances including but not limited to income, income source, dependents, age, credit history and commitments

Monthly Payment – on a capital and repayment basis


Your local mortgage broker
Free advice
All credit considered
Whole of market
5-star rated service
Ready to discuss your mortgage options?

Speak to one of our mortgage advisors

01206 911401

Request a callback

Need advice, but can't talk now? Arrange a callback

Small Call back
× Close Menu