Remortgage

Helping you access the best remortgage deals

Remortgage

How does remortgaging work?

When you remortgage you change the current mortgage on your home by either taking out a new deal with your existing mortgage lender or switching to a new lender.

If you decide to move to a new lender before the end of your agreed mortgage term, you may have to pay a fee for doing so. But, with interest rates at record lows, there could not be a better time to remortgage and our expert advisors can help you discover whether switching to a new mortgage lender would be the best option for you.

Best mortgage deals
  • Remortgage to release equity

    If you are looking to remortgage for home improvements or are struggling to keep up with your monthly repayments and want to pay off your debts, you may be able to access the equity in your property.

    Remortgaging to release equity is not the same as equity release, as you will need to get a larger mortgage. But, it can often be the cheapest way to raise funds and our experts can help you decide if it is the right decision for you.

  • New mortgage deal

    As the best deals only last for a fixed period of time, it is important to secure a new mortgage deal before it expires, to avoid being put on your mortgage provider’s standard variable rate (SVR), which will likely be much higher.

    Remortgaging can help you to save a lot of money over time and as whole of market mortgage brokers, we will ensure that you get the best deal available for your needs.

  • Overpay mortgage

    If you have inherited a large sum of money or have recently received a pay rise at work and want to make regular overpayments, remortgaging could help you to reduce the size of the loan and get a much better rate.

    Our brokers can help you check whether there are any fees you will need to pay, and compare those to any potential savings you could make, before you decide to switch.

  • Remortgage with bad credit

    If your current mortgage deal is coming to an end or you need to raise some cash and have had missed or late payments, defaults or CCJs, you may find that your mortgage options are limited. But, it is certainly possible with our help!

    As bad credit remortgage brokers, we have access to specialist mortgage lenders who cannot be found on the high street or comparison sites, and will gladly consider your application. As lenders will see you as a risk, you may have to pay a slightly higher interest rate initially. But, if you keep up with your repayments, you should be able to remortgage to a lower rate.

  • Remortgage advice

    No matter your reasons for remortgaging, we are here to help. Unlike the high street banks, we will take the time to understand your personal circumstances and search the whole of the market to find the best remortgage deals.

    When you are happy to apply for your new mortgage, we will also manage the entire process for you; handling all the necessary paperwork and liaising with all the relevant parties, to remove the stress and hassle from you.

    Ready to discuss your options? Speak to one of our friendly advisors or arrange a callback at a time to suit you!

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We have helped hundreds of people just like you!

Verified
Thank you Joanna for such a lovely experience! Joanna was so helpful and efficient at keeping us informed throughout the process of getting our mortgage approved. We would highly recommend Joanna and the team.
Emily-Jane Lowe
Emily-Jane Lowe
2021-01-19
Verified
A huge thank you to both Jonathan and Gemma for all they have done to assist us in our mortgage application. They've stayed on the case for us throughout the process even though it's been difficult due to lockdown delays etc. but we now have our offer so we're delighted! I've worked with Jonathan for a while now on both business and personal lending requirements and he is always professional, helpful, efficient and will pull out all the stops to find the right product for me, even when I'm not sure what route I want to take! I would have no hesitation in recommending Fosters Financial.
Karen Hall
Karen Hall
2021-01-13
Verified
Fantastic service from start to finish. Kind, helpful, professional. Nothing was too much trouble, made a stressful time stress free. Highly recommended.
customer
customer
2021-01-12
Verified
Joanna Everett at Fosters Financial has been absolutely amazing throughout my whole mortgage process. Having had a difficult experience with a broker at another firm Joanna was like a breath of fresh air. Knowledgable, approachable, prompt and professional - I can't thank her enough for turning around my house buying experience!
Antony
Antony
2020-12-16
Verified
John, Tracy and Gemma have given service which has been second to none as always. Thank You. Would highly recommend.
Nigel
Nigel
2020-12-15
Verified
Good experience with Fosters Financial Sian was very helpful and explained things to me in much detail (first time buyer) I always felt like I could ask any question that I needed to. She made the process as stress-free as possible and I would 100% recommend Sian and Foster's Financial. Worth every penny!
Lauren Inez Renda
Lauren Inez Renda
2020-12-08
Verified
Couldn’t recommend Fosters Financial enough!
Johnny Hulus
Johnny Hulus
2020-12-06
Verified
Really happy with the service received from Foster Financials. Very friendly and approachable staff and answered all my questions throughout the application process. Highly recommended!! Thank you Sian and Connor :)
Eli
Eli
2020-12-05
Verified
Can't recommend highly enough. Professional, friendly and fair. They went above and beyond and nothing was ever too much trouble. Excellent all round.
Lindsey Ilsley - Martha Elma
Lindsey Ilsley - Martha Elma
2020-12-04
Verified
Fantastic service! 2nd time we have used fosters for our mortgage! Quick and amazing results Thank you Johnathan
customer
customer
2020-12-04

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