Landlords house insurance

House insurance for landlords

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What is landlord insurance?

Landlords house insurance protects the structure of your property from events such as fire, flooding, and subsidence. But unlike a standard home insurance policy, it offers enhanced cover which could come in handy when letting to tenants.

When comparing landlord house insurance, it is essential that you look for the right type of cover, as opposed to the cheapest deal.

To help ensure that your investment is protected, our insurance brokers will take the time to understand your budget and requirements, and then search the market to find the best landlords house insurance for your needs. If you are happy with the recommended cover, they will take care of everything for you, including all the necessary form filling.

Interested in obtaining a free landlord house insurance quote? Get in touch and speak to one of our insurance brokers!

What does landlords insurance cover?

The best landlord house insurance policies will not only protect your property from risks such as fire and storm damage. But also, any accidental or malicious damage to your property’s contents or loss of income, if your property is unoccupied for a certain amount of time. Landlords house insurance essentially gives you the peace of mind you need should something go wrong.
Do landlords need insurance?

Whilst house insurance for landlords is not legally required, a standard buildings and contents insurance policy will probably not give you the cover you need. If you need to make a claim, your insurer may therefore refuse to pay out. If you need a buy to let mortgage to purchase your new rental property, some lenders may also request that you have landlord house insurance in place as a stipulation of the mortgage.
Multiple property landlord insurance

If you have multiple investment properties, it is possible to insure them all under the one policy. Adding a new property to an existing landlord house insurance policy, can however cause the price of your policy to change. It is therefore important to check that you have the best deal for your needs, which our insurance brokers can gladly assist you in.

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We have helped hundreds of people just like you!

Thank you Joanna for such a lovely experience! Joanna was so helpful and efficient at keeping us informed throughout the process of getting our mortgage approved. We would highly recommend Joanna and the team.

Emily-Jane Lowe

2021-01-19

A huge thank you to both Jonathan and Gemma for all they have done to assist us in our mortgage application. They've stayed on the case for us throughout the process even though it's been difficult due to lockdown delays etc. but we now have our offer so we're delighted! I've worked with Jonathan for a while now on both business and personal lending requirements and he is always professional, helpful, efficient and will pull out all the stops to find the right product for me, even when I'm not sure what route I want to take! I would have no hesitation in recommending Fosters Financial.

Karen Hall

2021-01-13

Fantastic service from start to finish. Kind, helpful, professional. Nothing was too much trouble, made a stressful time stress free. Highly recommended.

customer

2021-01-12

Joanna Everett at Fosters Financial has been absolutely amazing throughout my whole mortgage process. Having had a difficult experience with a broker at another firm Joanna was like a breath of fresh air. Knowledgable, approachable, prompt and professional - I can't thank her enough for turning around my house buying experience!

Antony

2020-12-16

John, Tracy and Gemma have given service which has been second to none as always. Thank You. Would highly recommend.

Nigel

2020-12-15

Good experience with Fosters Financial Sian was very helpful and explained things to me in much detail (first time buyer) I always felt like I could ask any question that I needed to. She made the process as stress-free as possible and I would 100% recommend Sian and Foster's Financial. Worth every penny!

Lauren Inez Renda

2020-12-08

Couldn’t recommend Fosters Financial enough!

Johnny Hulus

2020-12-06

Really happy with the service received from Foster Financials. Very friendly and approachable staff and answered all my questions throughout the application process. Highly recommended!! Thank you Sian and Connor :)

Eli

2020-12-05

Can't recommend highly enough. Professional, friendly and fair. They went above and beyond and nothing was ever too much trouble. Excellent all round.

Lindsey Ilsley - Martha Elma

2020-12-04

Fantastic service! 2nd time we have used fosters for our mortgage! Quick and amazing results Thank you Johnathan

customer

2020-12-04

Fosters Financial Ltd act as a credit broker not a lender for landlords insurance.

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