Critical illness life insurance

What is critical illness insurance?

Critical illness life insurance is something we never want to plan for, but seriously need to consider if the worse were to happen. Depending on the severity of your condition, it can help to replace your loss of income, clear your outstanding debts, and make any necessary changes to your home. So it is vital to ensure that you and your loved ones are protected from the things that matter most.

Critical illness insurance covers you for many types of critical illnesses including cancer, heart attack and stroke. But you will only be covered to a certain level of severity. And, for many terminal illnesses where life expectancy is less than one year, you will need to have ongoing symptoms in order to make a claim.