Large Mortgage Loans for High Value Properties
Large Mortgage Loans for High Value Properties
When the numbers are bigger, the rules change — and so should the advice.
We specialise in arranging large mortgage loans for high net worth individuals buying or refinancing high value properties. Whether you’re securing a residence, second home, or investment property, we provide expert guidance through complex lending scenarios.
This isn’t about chasing the cheapest rate. It’s about getting the right structure, from the right lender, in a way that supports your wider financial goals.
Mortgages over £1 million, handled properly
We regularly advise clients on mortgages over £1 million, and often much more. That includes UK residents, non-domiciled clients, entrepreneurs, professionals, investors and family offices.
What they all have in common is the need for:
Discreet, experienced advice
Lending tailored to their income structure
Access to private banks and lenders with flexible criteria
Confidence that the numbers stack up behind the scenes
We work across both residential and buy-to-let lending — whether it’s a main home in London, a second property in the country, or a refinancing strategy tied to a broader portfolio.
Lending for luxury property
If you’re purchasing a luxury property, chances are your circumstances don’t match a standard lender’s tick-box criteria. That’s where our network and expertise come in.
We know how to structure and present complex income, from bonuses and dividends to international earnings and trust arrangements. We also understand the nuances of high-value lending, including:
Interest-only and offset mortgages
Large loan-to-value lending
Liquidity-based underwriting
Property held in structures (Ltd Co, SPV, etc.)
Multiple income sources or joint borrowers
Why choose us?
Direct access to senior mortgage advisers
Complete discretion throughout the process
Access to lenders who specialise in large loans
Solutions tailored to your wealth and lifestyle
A calm, intelligent approach from start to finish
Let’s keep things efficient — and quiet
If you’re exploring a large mortgage loan, we’ll guide you through the process with precision and privacy. No noise, no hard sell — just sharp, experienced advice.