Mortgages & Financial Services

Commercial mortgages

Commercial mortgages are different to residential mortgages, both in the way that they are assessed and the products you can choose from. A Commercial lender will assess the loan and provide you an individual rate to match the strength of the proposal. We will help you choose the best mortgage deals for your business.


Bridging loans

Bridging finance is a short-term loan usually secured against a property. The benefit of a bridging loan is that it is often much quicker to arrange, as opposed to a residential or commercial mortgage. However, they are more expensive because of this.


Retirement Mortgage or Equity Release

Retirement mortgages and equity release are designed to allow people over the age of 55 to raise capital without having to move to a new house. Sometimes also called a later life mortgage, it is extremely important to make sure that you receive the correct advice.


Retirement Planning

Regardless of the life stage you have arrived at, it is important to receive expert professional advice on your pension plans and requirements. This may involve setting up a new pension scheme, reviewing existing provisions or putting plans in place to allow you to enjoy your retirement years.


Investments

Reliable wealth management advice and creating the right investment strategy are crucial elements in securing your future financial wellbeing. Whether you are looking to invest for income or growth, we can provide the quality advice and solutions tailored to your personal needs. We can also help arrange your investments as tax efficiently as possible, whether for you, your family or other beneficiaries.


Tax Planning & Inheritance Tax

Would you like HM Revenue & Customs to be the biggest beneficiary of your estate when you die? Without the right advice and planning this is exactly what could happen. Thankfully there are options available to help with this and ensure as much of your estate as possible is passed on tax efficiently to the people you want to benefit.


Conveyancing

When purchasing or re-mortgaging it is exceptional important to work with the right solicitor to handle your conveyancing. We work with several solicitors, both local firms in the Ipswich and Colchester areas and national firms that have looked after our clients time and time again. We wouldn’t recommend anyone lightly and have conducted significant research to ensure that the solicitors we work with are of the highest calibre.


*As with all insurance policies, conditions and exclusions will apply
Your home may be repossessed if you do not keep up repayments on your mortgage
Services are arranged on an introduction only basis.