Importance of using a Mortgage & Insurance Broker

Finding the right mortgage can be a minefield to say the least! Searching for the lowest rates is only the beginning. There are so many other factors to consider before you find the best solution.

Selecting a lender can be the most time consuming part, especially when your circumstances are even the slightest bit complicated. Criteria varies from lender to lender and from one day to the next.

Self-employed, Shareholding Director, Variable Income, Buy To Let, HMO, Bridging Finance, the list goes on and on.

And….that’s before you even try to consider the best insurers to approach for your Life Assurance, Critical Illness or Income Protection, especially if you’ve had any historic or current health concerns.

A Mortgage and Insurance Broker navigates all of this for you. They liaise with the lender(s), and insurance companies and explain the reason for their selections. On top of this, they can also help you negotiate your purchase price, communicate with your legal representatives, and give you the peace of mind that you have a professional working on your behalf, leaving you to box up your belongings and choose which paint you want for the walls!

get in touch with us and we’ll “hold you hand” throughout the whole process.