High Net Worth Mortgages
When it comes to wealth, standard mortgage advice just doesn’t cut it.
Exceptional advice. Delivered quietly. We offer a discreet, highly personal service for individuals who expect more than the standard approach. Our focus is on high net worth mortgages and private client lending, tailored to complex financial lives. You’ll get straight access to senior advisers, intelligent solutions that work behind the scenes, and the quiet confidence that everything’s being handled — properly.
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High Net Worth Mortgages
When it comes to wealth, standard mortgage advice just doesn’t cut it.
We provide discreet, private client mortgage advice tailored for high net worth individuals. Whether you’re acquiring a high-value residence, refinancing complex assets, or structuring finance around investment income, we specialise in high net worth mortgages that go beyond the ordinary.
Mortgage solutions tailored to your world
You might be self-employed, paid in bonuses, managing a trust, or investing through a company structure. However your wealth is built, we know how to present it to lenders — and more importantly, to the right ones.
We work exclusively with clients who require:
Large mortgage loans (typically £1 million+)
Lending based on complex income or unconventional assets
Discreet access to private banks and specialist lenders
A personal service, handled by senior advisers only
Bespoke mortgage solutions that reflect their financial life
Private banks. Specialist lenders. No noise.
Our clients don’t want to be sold to. They want clarity, control and privacy — and to work with someone who understands the scale and complexity of their needs.
As part of the Fosters Financial group, we have access to lenders that operate strictly in the high net worth space. We can arrange interest-only, offset, multi-currency or tailored finance options for UK and international property purchases.
We know how to present wealth in the right light, frame your case correctly, and remove the obstacles that hold up lesser advisers.
Why high net worth clients choose us
Expert-led service with complete discretion
Direct access to an experienced private client adviser
No generic advice or junior brokers
Full support from initial strategy to completion
Long-term relationships, not one-off transactions
Quiet confidence. Trusted results.
If you need a large mortgage or are dealing with a complex financial position, let’s talk. Whether you’re buying a prime property, refinancing to release capital, or exploring better terms, we’ll handle it — quietly, efficiently and with a level of service that matches your expectations.