Best rates

As a broker, we not only have access to products from the UK’s leading lenders. But deals that are exclusive to a whole of market broker, so you can be sure that you will get the best possible deal available to you.

Specialist lenders

If you have previously tried to apply for a mortgage with a high street lender and have unfortunately been turned down due to credit issues, there is still hope. We work closely with several specialist lenders who have helped many people with a history of bad credit including defaults, missed payments, CCJs, IVAs and bankruptcy to obtain a mortgage.

Hassle-free service

To make your experience as stress-free as possible, we manage the entire application process from start to finish for you. We complete all the paperwork, liaise with the relevant parties, provide you with weekly updates on your progress, and ensure we are always at hand should you need us.

From “Computer Says No” to Keys in Hand

When this customer came to us, they were feeling defeated. They’d set their sights on buying their first home through a 50% shared ownership scheme, but their own bank had already shut the door. The reason? A few credit cards and a computer that didn’t care about the bigger picture.

They told us they were ready to give up on the idea of homeownership altogether. Thankfully, they gave us a call first.

What did we do differently?

We listened. Properly.

The customer explained they’d just received a lump sum from their pension, which they were using to clear the credit cards and put towards the deposit. The problem was, their bank wasn’t interested in the context they just saw the debt and pressed the red button.

As a whole-of-market broker, we went out to our lending partners, explained the full story, and found a lender who understood the situation.

The result?

A mortgage offer at a highly competitive 3.89% fixed for 5 years – cheaper than what their own bank could offer and a clear path to moving into their very first home.

What started as a fear of never owning a property has turned into the reality of getting the keys. Proof that the right conversation, with the right broker, can make all the difference.