Retirement mortgage

Helping you get a mortgage in retirement

Retired mortgage

Retirement mortgages

A retired mortgage helps people aged over 55 years old to get a mortgage. To be eligible, you generally only need to prove that you can afford to repay the interest on the loan each month. If you are still working, mortgage lenders will usually only look at the sources of income available to you once you are retired.

As whole of market mortgage brokers, we can help you to discover whether a retirement mortgage is right for you. Our qualified advisors can help you to understand all the later life-borrowing options available to you. And, if they are able to find a suitable product, they will handle everything for you. So, get in touch or request a free quote here today!

Houses
  • Retirement mortgage or equity release?

    A lifetime equity release mortgage enables homeowners to access tax-free cash from their homes, without the need to make monthly repayments. Instead, the money borrowed is repaid from the sale of your home when you die or go into care.

    The key difference with equity release is that the amount borrowed increases over time. If you want to be able to repay some of the capital and leave more for your loved ones, then a retirement mortgage could be a better option.

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