Landlords house insurance
Safeguard your investment
What is landlord insurance?
Landlords house insurance protects the structure of a property from events such as fire, flooding, and subsidence. But unlike a standard home insurance policy, it offers enhanced cover which is essential when letting to tenants.
When comparing landlord house insurance, it is vital to look for the right type of cover as opposed to the cheapest deal. As independent insurance brokers, we can help ensure that your investment is not only protected, but also affordable.
Our insurance brokers will take the time to understand your needs and compare deals from our providers. If you are happy with the recommended cover, they will also manage you entire application for you.
So, if you are interested in obtaining a personalised quote, simply get in touch and speak to one of our insurance brokers today!
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What does landlord insurance cover?
Landlords insurance cover essentially gives you the peace of mind you need should something go wrong with your property. The best landlords house insurance policies not only protect your property from risks such as fire and storm damage. But also any accidental or malicious damage to your contents, or loss of income if your property is unoccupied for an extended period of time.
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Do landlords need insurance?
House insurance for landlords is not mandatory. But a standard home insurance policy will probably not give you the cover you need. Without the right cover, your insurer can refuse to pay out. And, if you need a buy to let mortgage, some lenders will also request that a landlord house insurance policy is in place as a stipulation of the mortgage.
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Multi property landlord insurance
If you have multiple properties, it is possible to insure them all under one policy. However, adding a new property to an existing landlord house insurance policy, can cause the price of your policy to change. It is therefore important to check that you have the best deal for your needs, which is where we can help.